|
Homebuyers Beware: Who's Ripping You Off Now?--What You Must Know About the New Rules of Mortgage and Credit |  | Author: Carolyn Warren
Publisher: FT Press
Category: Book
List Price: $19.99
Buy New: $12.16
as of 9/9/2010 04:56 CDT details
You Save: $7.83 (39%)
New (19) Used (13) from $11.77
Seller: --textbooksrus--
Rating:  55 reviews
Sales Rank: 134205
Media: Paperback
Edition: 1
Pages: 288
Number Of Items: 1
Shipping Weight (lbs): 0.8
Dimensions (in): 8.9 x 5.9 x 0.9
ISBN: 0137020163
Dewey Decimal Number: 332.722
EAN: 9780137020164
ASIN: 0137020163
Publication Date: October 25, 2009
Availability: Usually ships in 1-2 business days
| |
| Features:
| • | ISBN13: 9780137020164 | | • | Condition: New | | • | Notes: BUY WITH CONFIDENCE, Over one million books sold! 98% Positive feedback. Compare our books, prices and service to the competition. 100% Satisfaction Guaranteed |
|
| Also Available In:
|
| Accessories:
|
| Similar Items:
| |
| Editorial Reviews:
Product Description
“Carolyn Warren is my go-to expert for mortgage industry information. She not only helps you avoid rip-offs, she helps you know what questions to ask and how to ask them. Full of tips, scripts, and sample letters, Homebuyers Beware is an extremely valuable book that I recommend to all my readers!” --Alison Rogers, “Ask the Agent” columnist, CBS Moneywatch.com “In this fun-to-read volume, mortgage industry insider Carolyn Warren tells you what real estate cheats and mortgage scammers do NOT want you to know: the tricks, the deceptions, and the outright frauds that would otherwise add thousands, maybe tens of thousands of dollars to your mortgage. Get it. Read it. And take it to the mortgage broker with you. You’ll be glad you did!” --Clayton Makepeace, The Total Package, Makepeacetotalpackage.com “In Homebuyers Beware, Carolyn Warren directs her keen eye at the mortgage and credit markets in the wake of the housing bubble. With an insider’s knowledge, plenty of interesting anecdotes, and helpful reference information, Warren is a cheerful teacher leading readers down the path to homeownership and pointing out pitfalls along the way.” --Ben Meyer, InternetBrands.com Get the Best Mortgage Deal in Today’s Real Estate Markets--and Avoid a Whole New Generation of Scams! -
Exposes new secrets, lies, and scams the mortgage industry doesn’t want you to know about -
Reveals how to save thousands right now by finding the best rate and negotiating the best deal -
Guides you step-by-step through improving your credit and preparing to buy, even if you’ve faced foreclosure Everything you thought you knew about financing a house has changed. Your future depends on knowing today’s mortgage and credit realities: Relying on older information could cost you a fortune or keep you from buying a house altogether. In Homebuyers Beware, Carolyn Warren reveals the new realities of home financing and shows exactly how to take advantage of them, whether you’re buying your first home, refinancing, struggling with imperfect credit, or planning to invest in real estate. Homebuyers Beware reveals new secrets homebuyers simply can’t afford to miss and exposes new scams that target today’s eager consumers--including new loans that look great on paper but are every bit as dangerous as yesterday’s subprimes. Unlike other mortgage guides, this book fully reflects today’s radically new mortgage requirements, in addition to the latest federal housing legislation and how to improve your credit rating. From its up-to-the-minute guidance on real estate negotiation to its powerful tips on getting lower interest rates and avoiding bogus junk fees, this may be the most valuable book you ever read! -
Who’s ripping you off now
High-tech “smoke and mirrors” that can trick you into overpaying -
Quick, easy, powerful ways to fix your credit
Innovative ways to raise your credit score or recover from a foreclosure or short sale -
Uncovering the costly secrets of the Yield Spread Premium
Get past your banker’s lies, learn the truth, and save a fortune -
The latest laws and credit rules and what they mean to you
So-called anti-predatory laws and codes of conduct actually hurt homebuyers. Learn what you can do to protect yourself from big corporation greed. -
New plans for recovering from bad credit, foreclosures, or short sales
Step-by-step techniques that erase bad credit and raise your credit score faster than you ever thought possible. Learn how to recover from a foreclosure
|
| Customer Reviews:
Showing reviews 1-5 of 55
 Buying a Home? Read this book! September 8, 2010
Sacramento Book Review (Sacramento, CA)
This homebuyers guide proved to be a boon to most homeowners. Bringing to the table a boatload of corporate mortgage and independent broker experience, Warren readily shares her wealth of knowledge, and new homebuyers are not the only beneficiaries. The "top ten" list of things to know about refinancing was a great help to those considering refinancing their existing home, as well its sister section on whether or not to refinance at all.
The list titled "The Ten Things You Need to Know About Loans" appears to be the result of an almost zealous desire to see homebuyers avoid being stripped of money unnecessarily. Even more appreciated by this reader were the chapters on which loan fees and charges are legitimate, and what they are for. Warren also specifies which fees a homebuyer can negotiate, or even have safety removed. //Homebuyers Beware// is a must-have book for the prospective homebuyer.
Reviewed by Meredith Greene
Indispensible! September 4, 2010
KarlM
This is simply a "Must Read" for ANYONE considering getting a mortgage. It's invaluable advice is written in plain English. I've read some of the other highly rated mortgage books here and this one still offers the most useful advice. Buy it. Period.
Homebuyers Beware July 30, 2010
Fenster's wife (Oklahoma)
1 out of 1 found this review helpful
Great book with lots of useful information. I'm looking at buying a house and this along with the other book written by Carolyn Warren "Mortgage Ripoffs and Money Savers" I was able to talk intelligently and understand the paperwork I was looking at. We'll see how things go at the closing.
This is a must have for any new home buyer or someone looking to refinance.
Great Job!!! Carolyn Warren, Thanks for providing such useful information to the general public.
Very easy-going and informative book worth every penny June 30, 2010
Magdalena A Bieniasz
1 out of 1 found this review helpful
Currently I am a resident of USA. I did know nothing about buing a house in USA until I bought this book, which opened my eyes. Now I have idea how it works here. I really enjoing reading this book and I highly recommend it.
Magdalena
 Good to have around but ultimately not much meat June 25, 2010
T. Sullivan (Chicago, IL United States)
0 out of 1 found this review helpful
We're in the process of buying a house, so I thought I would try this book to see if there were new things I should be aware of that might become pitfalls. The book is concise and well written with stories and examples, but to be honest, I didn't really learn anything here that I didn't already know, or couldn't easily find on the internet. For instance, he has a chapter that goes through fees on a Good Faith Estimate and calls out some that are "bogus". It's good to know that they are bogus but he doesn't really help you with a strategy about going back to a lender or mortgage broker to get those fees waived. His advice is mostly to just find another one, which is time consuming and hard to do when you're under pressure to get a house.
This book would be great for a first time home buyer to read through because it really goes through a lot of the things you run into when you are borrowing money, but I think it would have been better if there were more advice on what to do when you run into pitfalls other than just running away.
Showing reviews 1-5 of 55
|
|
|
CERTAIN CONTENT THAT APPEARS ON THIS SITE COMES FROM AMAZON SERVICES LLC. THIS CONTENT IS PROVIDED ‘AS IS’ AND IS SUBJECT TO CHANGE OR REMOVAL AT ANY TIME.
Real Estate | |
